Equipment Hire Company Insurance
Specialist insurance for equipment hire companies, technical hire businesses and production equipment suppliers across the UK.Equipment Hire Company Insurance for UK Hire Businesses
Equipment hire companies can face a combination of liability, stock, transport and contractual exposures. Whether you hire out sound equipment, lighting, staging, AV equipment, production kit or other specialist items, insurance arrangements often need to reflect both the equipment values involved and the way the business operates. Insurers will often want to understand the types of equipment hired out, whether equipment is collected or delivered, how it is stored, whether operators are supplied and what sectors the business works in. Taylor Made Risk Solutions arranges specialist insurance for equipment hire businesses and understands the risks associated with technical, event and production-related hire operations.
Typical hire activities we see include:
- Sound equipment hire
- Lighting equipment hire
- AV and screen hire
- Stage and production equipment hire
- Technical event hire services
- Dry hire and operated hire
- Temporary event infrastructure hire
- Specialist production equipment hire
Need wider guidance? View our Event Insurance Guide UK.
Speak to a Specialist Equipment Hire Insurance Broker
Specialist Insurance for Equipment Hire Companies
Equipment hire companies often hold significant values in stock and can face a range of operational risks including damage, theft, transport exposures and third-party liability. The insurance arrangements may also need to reflect whether equipment is hired out on a dry hire basis or supplied with crew or operators. Insurers will often want a clear understanding of the hire model, the value and type of equipment, where stock is stored, what security protections are in place and whether customers are contractually responsible for loss or damage. A specialist approach can help ensure the business is accurately presented to insurers and that the cover reflects the practical realities of a hire operation.
Who This Insurance Is For
Equipment hire company insurance may be suitable for businesses such as:
- Sound equipment hire companies
- Lighting hire businesses
- AV equipment hire companies
- Production equipment hire suppliers
- Stage and rigging hire businesses
- Technical hire companies
- Dry hire businesses
- Event infrastructure hire companies
Insurance Cover May Include
Insurance for equipment hire companies can be tailored to reflect the value of hire stock, delivery and collection activities, contractual responsibilities and the operational risks associated with equipment hire.
Public Liability Insurance
Employers’ Liability
Own Equipment Insurance
Hired-In / Contractual Risks
Why Specialist Equipment Hire Insurance Matters
Hire businesses often combine stock exposure, transport exposure and liability risks in a way that differs significantly from a standard office-based or retail business. The way equipment is stored, moved and hired out can have a major influence on how insurers assess the risk. Where equipment is used at live events, production sites or customer premises, insurers may also want to understand who uses the equipment, who remains responsible for it and how it is protected against theft and accidental damage. A specialist insurance approach helps ensure these practical details are properly reflected when approaching insurers.
Examples of Hire Activities We Commonly See
- Sound system hire for events
- Lighting and production kit hire
- AV screen and projector hire
- Dry hire of technical event equipment
- Temporary staging and infrastructure hire
- Operated technical equipment hire
- Equipment delivery and collection services
- Production support hire for live events
Equipment Hire Company Insurance FAQ
What insurance do equipment hire companies need?
Can hired-out equipment be insured?
Do insurers need to know how equipment is stored?
Does it matter if equipment is dry hired or supplied with operators?
Can cover be arranged for event and production hire companies?
Related Specialist Insurance
We also arrange insurance for related industries including event production companies, commercial production businesses, media production companies and festival organisers.
Event Production Company Insurance
TV, Commercial & Corporate Production Insurance
Media Production Insurance
Festival & Event Insurance
Additional Covers Often Considered
Equipment hire businesses may also require other forms of insurance depending on how the equipment is supplied and the services provided alongside hire activities.
- Professional indemnity insurance where advisory or technical services are offered
- Personal accident insurance for staff involved in deliveries or installations
- Travel insurance where equipment or teams travel internationally for projects
- Additional cover for high-value portable equipment or specialist assets
The appropriate insurance will depend on the type of equipment hired and the operational activities involved.